Life is a journey and we help you make it safer with our wide range of automotive covers.

Looking for affordable car insurance in Pakistan? Asia Insurance offers Third Party Only, Comprehensive Cover, and 3T (Third Party + Theft + Total Loss) options for individuals, families, and businesses. Easy online quotes, affordable plans, and quick claims process.

Thinking About Car Insurance? Here’s Why People Choose Asia Insurance:

  • ✅ Registered with SECP & licensed nationwide
  • ✅ Fast claim process with wide panel workshops
  • ✅ Custom coverage options: Third-Party, Comprehensive, 3T
  • ✅ Online quote & renewal – no paperwork hassle
  • ✅ Discounts available
  • ✅ Buy online car insurance

Core Motor Insurance Options We Offer:

1. Third Party Only (Mandatory by Law)

  • ✅ Covers injuries, deaths, or property damage to third parties
  • ✅ Budget-friendly solution


Ideal for: Old or low-risk vehicles, minimum legal requirement

2. Comprehensive Cover

  • ✅ Covers your own vehicle (accidents, fire, theft, natural disasters)
  • ✅ Includes third-party liability

Ideal for: New, high-value, or leased vehicles

3. Third Party, Theft & Total Loss (3T)

  • ✅ Middle-ground plan: Covers third-party + vehicle theft or total damage
  • ✅ Lower premium than comprehensive


Ideal for: Value-conscious customers needing core protection

Comparison Table – Which Plan Fits You?

Feature Third Party Only 3T Plan (Third Party + Theft + Total Loss) Comprehensive Cover
Damage to Your Car ❌ ✔️ (Total Loss Only) ✔️ Full
Theft Protection ❌ ✔️ ✔️
Third Party Liability ✔️ ✔️ ✔️
Natural Disaster Coverage ❌ ❌ ✔️
Repair Cost for Your Car ❌ ❌ ✔️
Ideal For Legal Minimum Mid-Level Coverage Full Protection

Compare: Asia Insurance vs. Other Providers

Feature Asia Insurance Other Providers
Online Quotes ✅ ✅
3T Cover ✅ ❌
Comprehensive + Add-Ons ✅ ✅
WhatsApp Support ✅ ❌
Quick Claim Processing ✅ ❌
Choose Asia Insurance for complete protection + digital convenience.

Or

Want to talk to a customer rep? Call now +92-0311-111-2742

Being a car owner puts a lot of responsibility on one’s shoulders. You’re not just responsible for yourself but also for the safety of everyone else around you on the road.

From accidents and a loose bumper to third party claim-coverage, Asia facilitates its customers with cost effective insurance options to protect them from anything and everything. Motor Insurance is complete auto insurance plan for both individuals and corporate offering which includes theft, snatching, armed hold up, accidental damage, third party liability and terrorism. We give you the liberty to have your vehicle repaired at the workshop of your own choice and cost of repairs being directly settled with the workshop. 

Asia’s motor insurance coverage starts as low as just 1.5% of your car value.

Third Party Only

Third party motor vehicle insurance protects you in the event that you have caused some sort of damage or harm to another person’s property by your vehicle. It protects you from all financial losses arising due to accidental damage liability in all forms to third party; including, property damage or bodily injury, death or both. However, it only covers damages to the third party only and any sort of harm to your vehicle or body is not covered by this particular policy type.

Comprehensive Cover

The most suitable and widest form of cover, comprehensive insurance plan protects policyholders against financial losses of all kinds, accidental loss to vehicle, theft of car and third party liability claims. Besides covering accidental damage and collision, comprehensive insurance also covers incidents that are not in your control such as, overturning, fire, theft and natural disaster including earthquakes and hail.

Theft, Third-Party and Total Loss Insurance (3T)

Asia Insurance’s 3T policy is the second most useful policy after comprehensive, especially for Pakistani car owners. Theft, third party and total loss insurance guarantees maximum financial protection to policyholders in case of an accident. If you wish to claim a replacement of your damaged car, you may do so through this policy, but the condition is that the cost of repairs that your vehicle requires, must exceed its market value.

FAQs

Car insurance is a financial safety net that protects you from the cost of vehicle damage, theft, or accidents. In Pakistan, it is also legally required to have at least third-party coverage to drive a vehicle.

Car insurance helps cover repair expenses, medical costs, and damages caused to others. Without it, you’re personally liable for all expenses, which can be financially devastating.

Compare coverage options like third-party, comprehensive, and theft cover. Consider your budget, driving habits, and vehicle value. Asia Insurance offers personalized policy advice to help you choose.

Premiums depend on your driving history, vehicle type, age, location, and coverage type. A clean driving record and safer vehicles usually mean lower premiums.

Yes, Asia Insurance allows you to purchase car insurance both online and offline. You can also manage and renew your policy anytime with ease through our WhatsApp Contact Center or via our mobile app.

You can file a claim by calling us or using our online portal. Provide accident details, a police report, and supporting documents. Our claims team will guide you step-by-step.

Typically, you’ll need:

  • Your insurance policy number

  • Police report (FIR)

  • Photos or videos of the damage

  • CNIC copy

  • Incident details

Asia Insurance aims to process claims within 30 days after receiving all necessary documents. Some claims may be settled sooner based on complexity.

Yes, claim tracking is available through our online customer portal or by contacting our support team directly.

Third-party insurance covers you against legal liability for injury, death, or property damage caused to others in an accident. It does not cover your own car.

Comprehensive insurance includes third-party cover plus protection against theft, fire, natural disasters, vandalism, and damage to your own vehicle.

Personal belongings may be covered depending on your selected policy. Optional add-ons are available for full protection of in-vehicle items.

Yes, comprehensive plans from Asia Insurance typically include coverage for natural disasters such as floods, earthquakes, and storms.